Subscriptions do not win or lose on “payments” in the abstract. They win or lose on renewals that clear on time, every cycle, at scale. In 2025, the most consequential recurring payments activity—M&A, integrations, and category repositioning—clustered around one strategic objective: owning the decision layer that governs what happens when a renewal charge hits friction. That decision layer includes orchestration, routing, failover, risk decisioning handoffs, retries, payment method strategy ...
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