About
We Recover Your Credit Card Declines
It’s our entire focus.
Processing credit card payments can be problematic and online transactions are less likely to get approved. Before we were FlexPay, we were online merchants. We have a deep and long history with both acquiring and card-issuing banks. This is how we understand the systems that control the transaction approval processes within issuers for CNP transactions, known as a “risk decline system”.
We built an AI-Driven software that analyzes the attributes of billions of transactions in order to save money in chargebacks. It massively lowers churn! Bonus? The management of chargebacks, low approval rates, and high processing costs.
With Flexpay, you can recover your declines automatically with FlexPay’s AI
Every transaction contains a number of risk properties and reasons why banks may decline online payments. Our AI considers the risk and value of each transaction using over 100 data points to best determine when, where, and how to process each transaction.
FlexPay is PCI Level 1 Certified, easy to use, and currently certified with over 120 payments processors. We’re able to collect and analyze new information gained at every transaction to reduce your churn.
We get it because we’ve been there with 15 years of experience as a high volume CNP merchant, and we have a deep and long history with acquiring and issuing banks. This is how we understand the systems that control the transaction approval processes within it.
