As a global leader in payments and financial technology, Fiserv helps clients achieve best-in-class results in areas including account processing and digital banking solutions; card issuer processing and network services; payments; e-commerce; merchant acquiring and processing.
FlexPay
Processing credit card payments can be problematic and online transactions are less likely to get approved. Before we were FlexPay, we were online merchants. We have a deep and long history with both acquiring and card-issuing banks. This is how we understand the systems that control the transaction approval processes within issuers for CNP transactions, known as a “risk decline system.”
We built an AI-Driven software that analyzes the attributes of billions of transactions to save money in chargebacks. It massively lowers churn! Bonus? The management of chargebacks, low approval rates, and high processing costs.
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