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Can you replicate Credit Score-like data for your industry?

Credit Scores are not just for credit anymore

Source: Bigstock

A credit score, like it or not, is something that exists for all of us. Pioneered by a company called Fair Isaac (now just known as FICO), the credit score provided powerful advantages to credit grantors in two key ways. First, using massive samples of consumer payment data, FICO analysts were able to tease out what characteristics were predictive of an individual's willingness to repay their debts. With this knowledge, the company built sophisticated algorithms to automatical...

 

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