Confirmo Launches Recurring Stablecoin Payments for Subscription Businesses

Payment provider Confirmo has launched a new product that lets subscription businesses collect automatic payments in stablecoins.

A stablecoin is a type of digital currency designed to hold a steady value, often equal to one U.S. dollar. Unlike more volatile cryptocurrencies, stablecoins are meant to make digital payments easier to price and manage.

Confirmo Subscribe allows customers to pay from supported cryptocurrency accounts and digital wallets. A digital wallet is an app or account used to hold and send digital currency.

The service processes payments through two digital payment networks, Solana and Polygon. It supports stablecoins, including USDC and USDG. Confirmo says the service works with more than 700 compatible digital wallets through WalletConnect.

The subscription process is designed to work much like a traditional recurring payment.

A customer reviews the price and billing schedule, connects an account or wallet and approves future charges. The first payment activates the subscription. Confirmo can then collect later payments automatically on the scheduled billing date.

Customers don’t need to approve each renewal separately.

Confirmo says each subscription has its own payment agreement with a limit on how much the business can collect. Canceling one subscription does not affect other subscriptions connected to the same wallet.

Merchants can currently offer monthly or annual plans priced in U.S. dollars. A subscription can continue until it is canceled or run for a set number of billing cycles.

Failed Payments Still Need Managing

Stablecoin billing doesn’t eliminate involuntary churn.

A payment can still fail if the customer doesn’t have enough money in the account or removes permission for future charges. When that happens, Confirmo marks the subscription as past due and retries the payment during a grace period chosen by the merchant.

If the payment still can’t be collected, the subscription is canceled.

Merchants can use Confirmo’s dashboard to track recurring revenue, subscriber activity, payment records and failed-payment alerts. The system can also send updates to the merchant’s own product so customer access can be activated or removed.

Customers Can Cancel, but the Experience Matters

Both the merchant and the subscriber can cancel a subscription. Cancellation stops future billing.

Confirmo recommends that merchants give customers a clear cancellation option instead of expecting them to remove payment permission through their digital wallets.

That distinction matters. When a customer removes payment permission, the system records a failed payment rather than a cancellation. That can make churn reporting less accurate and create confusion for customer service teams.

Confirmo’s documentation also says merchants operating in the European Union may need to collect customer identity information for regulatory screening. A subscription request may be rejected when required information is missing.

Confirmo developed the product with proprietary trading firm FTMO as a design partner. In Confirmo’s announcement, FTMO said it is preparing to launch the payment model.

The launch materials don’t include transaction volume, payment success rates, merchant pricing or customer adoption figures.

Insider Take

The important development is the recurring billing structure.

Confirmo is trying to add the payment authorization, retry controls, cancellation options and reporting that subscription businesses need. That could make stablecoin payments more practical for international SaaS companies, trading platforms and other businesses whose customers already use digital currency.

But changing how the payment is processed doesn’t remove the responsibilities that come with recurring billing.

Merchants will still need clear enrollment disclosures, easy cancellation, refund procedures and accurate payment records. They will also need to decide how disputes will be handled when a payment does not include the familiar chargeback process offered by card networks.

Confirmo presents irreversible payments and the absence of chargebacks as benefits for merchants. Its legal disclosures also say customer protections differ by jurisdiction and may not include government compensation or regulatory protection programs.

Confirmo Subscribe shows how stablecoin payments could begin to support recurring billing. Whether businesses adopt it will depend on cost, customer demand, payment performance and regulatory treatment.

Sources

• Confirmo, “Confirmo Subscribe: Stablecoin Subscriptions for Your Business,” July 14, 2026
  https://confirmo.com/resources/blog/confirmo-subscribe-stablecoin-subscriptions-for-your-business

• Confirmo Developer Documentation, “Creating a Subscription”
  https://docs.confirmo.net/docs/creating-a-subscription

• Confirmo Developer Documentation, “Subscription Lifecycle”
  https://docs.confirmo.net/docs/subscription-lifecycle

• Confirmo Developer Documentation, “Managing Subscriptions”
  https://docs.confirmo.net/docs/managing-subscriptions

• WalletConnect, “Stablecoin Subscriptions Just Got a Lot More Accessible with Confirmo”
  https://walletconnect.com/blog/stablecoin-subscriptions-just-got-a-lot-more-accessible-with-confirmo-powered-by-walletconnect

• Confirmo Legal and Regulatory Disclosures
  https://confirmo.com/lp/psp