WorldPay WP_GenPay

FlexPay
FlexPay

About

We Recover Your Credit Card Declines

It's our entire focus.

Processing credit card payments can be problematic and online transactions are less likely to get approved. Before we were FlexPay, we were online merchants. We have a deep and long history with both acquiring and card-issuing banks. This is how we understand the systems that control the transaction approval processes within issuers for CNP transactions, known as a “risk decline system”.

We built an AI-Driven software that analyzes the attributes of billions of transactions in order to save money in chargebacks. It massively lowers churn! Bonus? The management of chargebacks, low approval rates, and high processing costs.

With Flexpay, you can recover your declines automatically with FlexPay’s AI

Every transaction contains a number of risk properties and reasons why banks may decline online payments. Our AI considers the risk and value of each transaction using over 100 data points to best determine when, where, and how to process each transaction.

FlexPay is PCI Level 1 Certified, easy to use, and currently certified with over 120 payments processors. We’re able to collect and analyze new information gained at every transaction to reduce your churn.

We get it because we’ve been there with 15 years of experience as a high volume CNP merchant, and we have a deep and long history with acquiring and issuing banks. This is how we understand the systems that control the transaction approval processes within it.

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Company Name:
FlexPay
We Recover Your Credit Card Declines. It's our entire focus.
Product Name:
FlexPay
Product Description:

How Our Decline Salvage Solution Works

FlexPay uses AI-Driven machine learning to figure out the best time, transit, and testing process to handle your transactions. Our decline salvage solution has the capacity to deal with hundreds of millions of transactions in a given month and is built with a statistical algorithm that is able to collect and analyze new information gained at every transaction.

It’s consistently finding ways to recover and retain your future transactions. As our software gathers data, the statistical predictions increase in accuracy. FlexPay balances the risk of every transaction against its likelihood of being approved, so more of your transactions are approved while mitigating risks.

By saving the first transaction from declining, FlexPay also improves your future transaction approval ratios from each client.

Business Types Served:
Associations, Business Media and Publishing, Business Services, Clubs, Consumer Media and Publishing, Consumer Services, Data and IoT, Direct-to-Consumer, Entertainment and Streaming, Learning and Training, Magazines, Memberships, Newsletters, SaaS and Cloud Services, Subscription Apps, Subscription Boxes, Subscription Gaming
Stage Solution is Designed For:
SMB, Enterprise
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